Advantages in opting for a TreStar™ 3a retirement savings plan
- Higher returns through an innovative investment approach (CaratConcept™)
- Tax efficiency because the Foundation is domiciled in Schwyz
Tax advantages
Your 3a retirement savings capital is exempt from capital, income and withholding tax for the duration of the investment. If benefits are due and you are a foreign resident, the payout will be taxed at a preferential rate because the Foundation has its domicile in Schwyz. The applicable tax rate varies between 2.5% and 4.8%.
- Involvement through your choice of strategy
- Advantageous cost structure through the use of ETFs
Advantageous cost structure
Index funds seek to mimic the performance of specific indexes such as the DAX or the Euro STOXX. Such funds are not actively managed and are therefore quite inexpensive.
- Total cost transparency
- At retirement, assets transferred at no charge
Free transfer
Transfer of assets within Lienhardt & Partner Privatbank Zurich AG is free of charge. Transfers to other banks are subject to charges in accordance with our General Terms and Conditions.
- Lump-sum payments combinable with other benefits
- Until the account is liquidated, capital and interest income are tax free.
