TreStar’s innovative investment concept calls for the greater part of the 3a retirement savings capital to be invested in broadly diversified index securities – so-called ETFs. ETFs are extremely low cost and are designed to mirror major indexes.

Owing to its composition, the index portion only offers limited outperformance. Therefore, the remainder of the portfolio will be invested on markets with attractive, above-average returns, providing the “kick” to outperform the benchmarks.

The index portion ranges between 60 and 100%.